Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Hisense PX3TUK 4K Laser Cinema Projector on Finance

Transform your living room into an authentic cinema, even if past financial hiccups have hurt your credit rating. With flexible payment solutions like TrustPay, owning the Hisense PX3TUK 4K Smart Laser Cinema is straightforward and accessible.

The Hisense PX3TUK 4K Smart Laser Cinema brings flagship Trichroma triple-laser technology straight into your living space. Delivering breathtaking 4K UHD clarity, ultra-wide colour coverage, and an adjustable ultra-short-throw picture ranging from 80 to 150 inches, it rivals traditional cinema screens. Integrated with smart VIDAA TV, you enjoy instant access to apps like Netflix, Prime Video, and YouTube directly from an ultra-sleek console positioned just inches from your wall.

A less-than-perfect credit history often makes financing top-tier home electronics difficult. We believe past credit issues shouldn't stop you from enjoying modern home entertainment. That is why we provide TrustPay—a flexible payment method offering approvals up to £1,200 with 0% APR and absolutely no credit check. Because TrustPay does not check credit bureaus, past missed payments or a low credit score will not prevent your approval.

Since the Hisense PX3TUK is an elite home cinema investment, you can use TrustPay's £1,200 allowance alongside an upfront deposit to cover the full purchase price. The approved £1,200 is divided into predictable, interest-free instalments, meaning you pay zero interest and avoid compounding debt. You know the exact cost from day one, allowing you to manage your monthly budget transparently without hidden surprises.

Hisense PX3TUK 4K Smart Laser Cinema Trichroma Laser Projector

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £4498.20 split into 12 payments of £374.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £4498.20. 0% APR, no interest, no fees.

Can I finance the Hisense PX3TUK if I have bad credit?

Yes. You can use TrustPay to split up to £1,200 of the projector's cost with no credit checks and 0% APR. Any balance above £1,200 can be paid upfront upon checkout.

Will applying with TrustPay hurt my credit file?

No. TrustPay does not carry out a hard credit search, meaning your application leaves no footprint and will not affect your credit score.

Are there any hidden interest charges with TrustPay?

No. TrustPay is strictly 0% APR, meaning you only pay the agreed retail cost of the product across your repayment term without interest additions.

Apply for a TrustPay account — instant decision, no credit check