Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Finance the Hisense PX4TUK Pro Smart 4K UHD Laser TV with Bad Credit

Upgrade your home cinema with the Hisense PX4TUK Pro Smart 4K UHD Laser TV, even if your credit score is less than perfect. Flexible payment options let you enjoy a massive 4K display without paying the full cost upfront.

The Hisense PX4TUK Pro Smart 4K UHD Laser TV transforms any living room into an authentic cinema environment. Delivering razor-sharp Ultra HD resolution, remarkable colour vibrancy, and ultra-short-throw projection, this premium display projects stunning imagery up to 130 inches from just inches away from your wall. Featuring integrated smart streaming platforms, built-in Dolby Atmos audio, and ultra-smooth motion processing, it provides a truly immersive entertainment setup for films, console gaming, and live sports.

Cutting-edge laser televisions usually carry a significant price tag, making conventional retail credit difficult to secure if you have a low credit rating, past defaults, or an incomplete credit history. Many high-street lenders rely strictly on automated credit scoring algorithms that decline applicants without considering their current affordability. We believe you should still have access to transparent, sensible payment solutions that align with what you can afford today rather than past financial bumps.

To help you spread the cost easily, we offer TrustPay at checkout. With TrustPay, eligible UK customers can get approved for up to £1,200 with 0% APR and no credit check required. This straightforward facility allows you to split the cost into predictable, interest-free instalments, avoiding the high fees and compounding interest often associated with subprime catalogue cards or bad-credit loans.

Hisense PX4TUK Pro Smart 4K UHD Laser TV

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £4498.20 split into 12 payments of £374.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £4498.20. 0% APR, no interest, no fees.

Can I buy the Hisense PX4TUK Pro TV if I have bad credit?

Yes. Payment providers like TrustPay assess eligibility without running a hard credit check, allowing you to access financing up to £1,200 at 0% APR regardless of past credit issues.

What happens if the Hisense Laser TV costs more than £1,200?

If your total basket exceeds the £1,200 TrustPay limit, you can pay the remaining amount upfront using a standard debit or credit card, spreading the rest across interest-free instalments.

Will applying through TrustPay impact my credit score?

No. TrustPay does not perform a credit check to approve your financing up to £1,200, so your application will not leave a footprint on your credit file.

Apply for a TrustPay account — instant decision, no credit check