Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fc0016na: Powerful Ryzen 7 Laptop with 0% APR Options

Unlock powerful performance and exceptional value with the HP 15-fc0016na 15.6-inch laptop. Now available with flexible 0% APR payment options through TrustPay, making advanced technology accessible without immediate financial strain.

Experience seamless multitasking and responsive computing with the HP 15-fc0016na. This well-equipped laptop features an AMD Ryzen 7 processor, delivering robust performance for everyday tasks, productivity, and even light creative work. Coupled with 8GB of RAM, you'll enjoy smooth operation whether you're browsing, streaming, or tackling demanding applications. The generous 512GB Solid State Drive (SSD) ensures lightning-fast boot times and ample storage for all your documents, photos, and software.

The 15.6-inch display offers a clear and vibrant viewing experience, perfect for entertainment and getting work done. Its sleek, portable design makes it an ideal companion for students, professionals, or anyone needing a reliable computing solution on the go. HP's reputation for quality means you're investing in a durable and efficient device built to keep up with your busy lifestyle, providing both performance and peace of mind.

Understanding that investing in new technology can be a significant decision, we're proud to offer convenient payment solutions. With TrustPay, you can spread the cost of your new HP 15-fc0016na laptop with 0% APR finance. This means you only pay for the laptop itself, with no added interest charges. TrustPay offers approval up to £1,200 and, crucially, requires no credit check, simplifying your purchase journey.

HP 15-fc0016na 15.6in AMD Ryzen 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1630.20 split into 12 payments of £135.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1630.20. 0% APR, no interest, no fees.

What payment options are available for the HP 15-fc0016na laptop?

You can purchase the HP 15-fc0016na outright, or opt for 0% APR finance through TrustPay, which allows you to spread the cost without interest charges.

How does TrustPay work and what are its benefits?

TrustPay offers 0% APR finance, meaning you pay no extra interest on your purchase. It provides approval up to £1,200 and notably, requires no credit check, making it an accessible option for many customers.

Is the TrustPay 0% APR finance FCA compliant?

Yes, our financing options, including TrustPay, are designed to be clear, fair, and compliant with all relevant Financial Conduct Authority (FCA) regulations. We always encourage responsible borrowing and ensure transparency in all terms.

Apply for a TrustPay account — instant decision, no credit check