Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fc0084na 15in R5 8GB 128GB Laptop on Instalments – UK

Looking for a new laptop but prefer to spread the cost? The HP 15-fc0084na is an excellent choice for everyday computing, and you can get it today with flexible instalment options.

Discover the HP 15-fc0084na, a reliable and efficient laptop designed for everyday tasks, productivity, and entertainment. Featuring a speedy AMD Ryzen 5 processor, 8GB of RAM for smooth multitasking, and a 128GB SSD for quick boot-ups and file access, this 15-inch model is perfect for students, home users, or anyone needing a dependable machine. Its slim design and long-lasting battery make it ideal for use on the go, ensuring you stay connected and productive wherever you are.

We understand that a new laptop can be a significant investment, and paying for it all at once isn't always convenient. That's why we're proud to offer a straightforward way to purchase your HP 15-fc0084na through instalments using TrustPay. This payment solution is designed to make acquiring the tech you need more accessible and manageable, allowing you to enjoy your new laptop now and spread the cost over time, without financial strain.

With TrustPay, you can benefit from a transparent and fair payment plan. There's 0% APR, meaning you won't pay any interest on your purchase, making it an incredibly cost-effective way to buy. Crucially, TrustPay requires no credit check, removing a common barrier for many customers. This means your eligibility is assessed based on different criteria, making it easier for a wider range of people to get approved for up to £1,200. We believe in providing clear, understandable options without hidden fees or complex terms.

HP 15-fc0084na 15in R5 8GB 128GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1402.20 split into 12 payments of £116.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1402.20. 0% APR, no interest, no fees.

How does TrustPay's 0% APR work?

0% APR means you pay no interest on your purchase. The total amount you agree to pay for the laptop is simply divided into manageable instalments, with no extra charges for borrowing the money. This makes it a very affordable way to spread the cost.

Is a credit check required for TrustPay?

No, TrustPay does not perform a traditional credit check. Your approval is based on other criteria, making it an accessible option for many customers who might otherwise be unable to finance a purchase.

What is the maximum amount I can be approved for with TrustPay?

TrustPay can approve customers for up to £1,200. This amount is typically sufficient to cover the cost of the HP 15-fc0084na laptop and potentially other tech accessories you might need.

Apply for a TrustPay account — instant decision, no credit check