Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fc1004na Laptop with TrustPay: Buy Now, Pay Later

Looking for a powerful and reliable laptop without the upfront cost? Discover the HP 15-fc1004na, perfect for everyday tasks, study, or entertainment, available with flexible 'Buy Now, Pay Later' options.

The HP 15-fc1004na laptop combines performance and practicality in a sleek design. Powered by an AMD Ryzen 5 processor, 8GB of RAM, and a speedy 512GB SSD, it's designed to handle multitasking, web browsing, streaming, and productivity applications with ease. The vibrant 15-inch display offers clear visuals, making it a great companion for work or leisure. Whether you're a student, a professional, or simply looking for a dependable laptop for home use, this HP model delivers excellent value.

We understand that investing in new technology can be a significant decision, and sometimes you need flexibility. That's why we've partnered with TrustPay to offer you a straightforward 'Buy Now, Pay Later' solution for your HP 15-fc1004na laptop. With TrustPay, you can get your hands on this fantastic laptop today and spread the cost over manageable instalments, making it easier to budget without delaying your purchase.

TrustPay makes buying your new HP laptop more accessible. Enjoy 0% APR, meaning you only pay for the laptop itself, with no extra interest charges. What's more, TrustPay offers a 'no credit check' option for approval up to £1,200, simplifying the application process and giving more people the opportunity to benefit from flexible payment plans. This means a quicker decision and less hassle for you, so you can start enjoying your HP 15-fc1004na sooner.

HP 15-fc1004na 15in R5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What are the key specifications of the HP 15-fc1004na laptop?

The HP 15-fc1004na features a 15-inch display, an AMD Ryzen 5 processor, 8GB of RAM for smooth multitasking, and a fast 512GB SSD for ample storage and quick boot times.

How does the 'Buy Now, Pay Later' option with TrustPay work?

With TrustPay, you can purchase the HP 15-fc1004na laptop immediately and spread the cost over several interest-free instalments (0% APR). Approval is available up to £1,200 with a 'no credit check' option, making it a flexible payment solution.

Is TrustPay FCA compliant?

Yes, TrustPay operates in compliance with all relevant regulations, including those set by the Financial Conduct Authority (FCA), ensuring fair and transparent financial services for our customers.

Apply for a TrustPay account — instant decision, no credit check