Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fc1004na Laptop with No Credit Check Finance

Looking for a reliable laptop without the worry of credit checks? The HP 15-fc1004na offers performance and portability, and you can get it today with our easy finance solution.

Discover the HP 15-fc1004na, a fantastic 15-inch laptop designed for everyday productivity and entertainment. Featuring an AMD Ryzen 5 processor, 8GB of RAM, and a speedy 512GB SSD, it's perfectly equipped to handle everything from browsing and emails to streaming and light creative tasks. Its crisp display makes work and leisure enjoyable, all within a sleek and portable design. This laptop is a smart choice for students, professionals, and home users alike who need dependable performance without breaking the bank.

We understand that financing options can sometimes be a barrier, especially with traditional credit checks. That's why we're proud to offer TrustPay, our unique finance solution that puts the HP 15-fc1004na within your reach without the need for a credit check. TrustPay is designed to be accessible and straightforward, allowing you to spread the cost of your new laptop without impacting your credit score.

With TrustPay, you can enjoy 0% APR, meaning you only pay the price of the laptop – no extra interest. You can be approved for up to £1,200, which comfortably covers the cost of your HP 15-fc1004na. The application process is quick and simple, giving you a fast decision so you can get your new laptop sooner. We believe in transparency and fairness, providing a clear way to buy the tech you need.

HP 15-fc1004na 15in R5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is our flexible finance option that allows you to purchase products like the HP 15-fc1004na with 0% APR and no credit check. It's designed to be accessible and offers approval for up to £1,200.

How does TrustPay's 'no credit check' work?

Unlike traditional finance options, TrustPay does not perform a hard credit check that could affect your credit score. We use alternative assessment methods to determine eligibility, focusing on your current ability to pay.

Can I get the HP 15-fc1004na today with TrustPay?

Yes, if approved, you can typically get your HP 15-fc1004na quickly. The TrustPay application process is fast, and once approved, we can arrange for immediate dispatch or collection.

Apply for a TrustPay account — instant decision, no credit check