Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fc1004na Laptop: Pay Monthly with 0% APR TrustPay

Looking for a powerful and reliable laptop without the upfront cost? The HP 15-fc1004na offers excellent performance, and now you can spread the cost with flexible monthly payments.

Experience seamless everyday computing with the HP 15-fc1004na laptop. Featuring a robust AMD Ryzen 5 processor, 8GB of RAM, and a speedy 512GB SSD, this 15-inch laptop is perfect for multitasking, browsing, streaming, and productivity. Its sleek design and crisp display make it an ideal companion for students, professionals, or anyone needing a dependable machine at home.

We understand that investing in new technology can be a significant decision. That's why we're pleased to offer our customers a flexible way to own the HP 15-fc1004na: through our convenient 'Pay Monthly' options. This allows you to spread the cost over manageable instalments, making this fantastic laptop more accessible to everyone.

Take advantage of our exclusive TrustPay service, designed to make your purchase straightforward and affordable. With TrustPay, you can enjoy 0% APR, meaning you only pay the price of the laptop – no hidden interest. Plus, it comes with a no credit check policy for approval, helping more customers access the tech they need. You could be approved for up to £1,200, making the HP 15-fc1004na well within reach. TrustPay is a great way to manage your budget without compromising on quality.

HP 15-fc1004na 15in R5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What is TrustPay and how does it work?

TrustPay allows you to pay for your HP 15-fc1004na laptop in monthly instalments with 0% APR. It's a finance option with no credit check required for approval, making it accessible to more customers. You could be approved for up to £1,200.

Is there a credit check for TrustPay?

No, TrustPay operates with a no credit check policy for approval. This means your application for finance won't affect your credit score and allows more people to qualify.

What is the maximum amount I can be approved for with TrustPay?

With TrustPay, customers can be approved for up to £1,200, which is more than enough to cover the cost of the HP 15-fc1004na laptop.

Apply for a TrustPay account — instant decision, no credit check