Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-FC1010NAX Laptop: Get Yours Today, Even with Bad Credit!

Looking for the powerful HP 15-FC1010NAX 15-inch laptop but concerned about your credit history? We understand that a less-than-perfect credit score shouldn't stop you from getting the technology you need.

The HP 15-FC1010NAX is an excellent choice for everyday computing, offering a reliable AMD Ryzen 3 processor, 4GB of RAM for smooth multitasking, and a generous 512GB SSD for quick boot-ups and ample storage. Whether you're working from home, studying, or enjoying your favourite entertainment, this 15-inch laptop delivers the performance and features you need. Its sleek design and comfortable keyboard make it ideal for prolonged use, ensuring you stay productive and connected.

We believe everyone deserves access to essential technology, which is why we've partnered with TrustPay to offer a straightforward way to purchase your new HP laptop. TrustPay provides a flexible payment solution that allows you to spread the cost without the usual credit hurdles. This means you can get your hands on the HP 15-FC1010NAX without delay, even if your credit history isn't perfect.

With TrustPay, you can benefit from 0% APR on your purchase, meaning you only pay back the price of the laptop, with no hidden interest charges. Crucially, TrustPay performs no credit checks, so applying won't impact your credit score. They offer approval for purchases up to £1,200, making the HP 15-FC1010NAX easily accessible through this option. This provides a transparent and fair way to manage your payment.

HP 15-FC1010NAX 15in R3 4GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I really buy the HP 15-FC1010NAX with bad credit?

Yes, through our partnership with TrustPay, you can purchase the HP 15-FC1010NAX laptop even if you have a bad credit history. TrustPay does not perform credit checks for their approval process.

What are the benefits of using TrustPay?

TrustPay offers 0% APR on your purchase, meaning you pay no interest. There are no credit checks, so your credit score isn't affected. They can approve you for purchases up to £1,200, making this laptop affordable.

How do I apply for TrustPay?

Simply add the HP 15-FC1010NAX to your basket and select TrustPay as your payment method at checkout. You'll be guided through their quick online application for an instant decision.

Apply for a TrustPay account — instant decision, no credit check