Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fd1002nax Core 7 Laptop Finance for Bad Credit

Looking for a high-performance laptop but worried a low credit score will stand in the way? Discover flexible finance options on the HP 15-fd1002nax Intel Core 7, designed to help you spread the cost without the stress of traditional credit checks.

The HP 15-fd1002nax is engineered to handle your daily computing demands with ease. Powered by the latest Intel Core 7 processor and backed by 8GB of RAM, this 15.6-inch laptop delivers smooth multitasking whether you are working from home, studying, or streaming your favourite entertainment. With a generous 512GB solid-state drive, you enjoy rapid boot times, snappy application responsiveness, and ample secure storage for all your critical files and photos.

A past credit setback or a limited financial history shouldn't stop you from owning reliable, modern technology. Traditional high-street lenders often rely on rigid, automated credit scoring systems that reject applicants based on outdated credit file marks. We believe in taking a fair, common-sense approach that prioritises your current affordability rather than what happened years ago, ensuring everyday essentials remain within reach.

Through our partnership with TrustPay, financing your new HP laptop is simple, clear, and transparent. TrustPay offers accessible finance with 0% APR, absolutely no credit check, and pre-approved limits up to £1,200 for eligible customers. This allows you to divide the purchase price into manageable, interest-free instalments, keeping your payments predictable without unexpected fees or compounding charges.

HP 15-fd1002nax 15.6in Intel Core 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I buy the HP 15-fd1002nax laptop if I have bad credit?

Yes. By choosing TrustPay at checkout, your past credit history is not evaluated. Financing is provided with no credit checks required, helping you spread the cost based on your current budget.

How does TrustPay finance work?

TrustPay provides 0% APR payment plans with no credit check, approving amounts up to £1,200. You pay back the balance in equal, interest-free instalments, ensuring the total price never increases.

What are the main specifications of this HP laptop?

The HP 15-fd1002nax features a vibrant 15.6-inch Full HD screen, a high-efficiency Intel Core 7 processor, 8GB of system RAM, and a fast 512GB SSD for reliable day-to-day computing.

Apply for a TrustPay account — instant decision, no credit check