Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP 15-fd1002nax 15.6" Laptop on No Credit Check Finance

Upgrade your everyday tech with the powerful HP 15-fd1002nax laptop, available with flexible, budget-friendly payments and no credit checks. Spread the cost simply using TrustPay and take advantage of 0% APR on your order.

The HP 15-fd1002nax delivers impressive everyday performance, powered by the latest Intel Core 7 processor and a swift 512GB solid-state drive. Whether you are handling complex productivity tasks, studying, or streaming your favourite entertainment on the bright 15.6-inch Full HD display, this machine keeps up effortlessly. Supported by 8GB of RAM, it offers responsive multitasking and quick boot times in a sleek, lightweight profile suited for both home and travel.

We believe that access to essential modern computing should not be hindered by your credit history. That is why we offer a practical payment solution through TrustPay, giving you the freedom to secure your HP 15-fd1002nax with no credit checks required. With instant account decisions and approvals up to £1,200, you can obtain the technology you need without worrying about past credit bureau records.

Managing your budget is simple and stress-free with TrustPay. All plans feature 0% APR representative, meaning there are never any interest charges, hidden fees, or unexpected costs added to your balance. You simply pay the agreed cash price of the laptop split into clear, predictable instalments that fit into your lifestyle. It is an honest, plain-English finance option designed to help you budget responsibly.

HP 15-fd1002nax 15.6in Intel Core 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Will applying for finance on this laptop affect my credit rating?

No. TrustPay does not perform hard or soft credit checks, so your application will have no impact on your credit file or score.

How does TrustPay 0% APR finance work?

TrustPay allows approved customers to spread purchases up to £1,200 into regular repayments with 0% APR, meaning you pay zero interest and no extra fees over the term.

Is the HP 15-fd1002nax suitable for work and everyday use?

Yes. Featuring an Intel Core 7 processor, 8GB RAM, and a fast 512GB SSD, it easily handles remote work, web browsing, study, and high-definition video streaming.

Apply for a TrustPay account — instant decision, no credit check