Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in i5 Laptop – Own Yours with 0% APR via TrustPay

Looking for a reliable and efficient laptop without the upfront cost? The HP OmniBook 3 14in i5 is an excellent choice, and now you can spread the payments with TrustPay's 0% APR option.

The HP OmniBook 3 14in laptop, featuring an Intel Core i5 processor, 8GB of RAM, and a rapid 256GB SSD, is designed to keep you productive and entertained. Whether you're working from home, studying, or browsing the web, its compact 14-inch display offers a clear view without compromising portability. Enjoy smooth multitasking and quick boot-up times, making your daily computing tasks a breeze.

We understand that investing in new technology can be a significant decision. That’s why we’re proud to offer a flexible and transparent payment solution through TrustPay. With TrustPay, you can get the HP OmniBook 3 today and pay nothing extra, as it comes with a 0% Annual Percentage Rate (APR). This means the price you see is the price you pay, spread over manageable instalments, making it easier to budget for your essential tech.

A key benefit of TrustPay is its straightforward application process. Unlike traditional finance options, TrustPay requires no credit check, which means your credit score won't be impacted. This makes it an accessible option for many, allowing you to get approved quickly for up to £1,200. You'll know if you're approved almost instantly, letting you complete your purchase of the HP OmniBook 3 14in i5 laptop without delay.

HP OmniBook 3 14in i5 8GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is a payment solution that allows you to spread the cost of your purchases with 0% APR. It provides an affordable and transparent way to buy products, with no interest added to your payments.

Does TrustPay require a credit check?

No, TrustPay does not require a credit check. This means applying for TrustPay will not affect your credit score, making it an accessible option for many customers.

How much can I be approved for with TrustPay?

TrustPay can approve you for purchases up to £1,200. This limit allows you to comfortably purchase the HP OmniBook 3 14in i5 laptop and other items within this price range.

Apply for a TrustPay account — instant decision, no credit check