Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in i5 8GB 256GB Laptop: Buy Now, Pay Later with TrustPay

Looking for a reliable laptop without the upfront cost? The HP OmniBook 3 14in i5 8GB 256GB laptop is a fantastic choice, and we make it easy to own with flexible payment options.

The HP OmniBook 3 delivers solid performance for everyday tasks, work, and study. Its 14-inch screen provides clear visuals, while the Intel Core i5 processor and 8GB of RAM ensure smooth multitasking. With a fast 256GB SSD, you'll have ample storage for your files and enjoy quick boot-up times. This lightweight and portable machine is perfect for students, professionals, or anyone needing a dependable laptop on the go.

We understand that investing in new tech can be a significant outlay. That's why we're proud to offer TrustPay, our straightforward payment solution designed to help you spread the cost without financial stress. With TrustPay, you can split your purchase into manageable instalments, making this HP OmniBook 3 even more accessible.

TrustPay stands out for its simplicity and transparency. You benefit from 0% APR, meaning you pay no interest on your instalments – just the price of the laptop. Crucially, there's no credit check required, helping you avoid unnecessary impacts on your credit score. Approval is quick and hassle-free, with eligibility for purchases up to £1,200. This means you could be approved for your HP OmniBook 3 in minutes, allowing you to get the tech you need today.

HP OmniBook 3 14in i5 8GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is our payment solution that allows you to buy the HP OmniBook 3 on instalments with 0% APR. There are no interest charges, and you only pay the price of the laptop.

Does TrustPay require a credit check?

No, TrustPay does not require a traditional credit check. This means applying won't impact your credit score, and approval is often quicker and simpler.

What is the maximum amount I can be approved for with TrustPay?

TrustPay offers approval for purchases up to £1,200. This amount comfortably covers the cost of the HP OmniBook 3 14in i5 8GB 256GB laptop.

Apply for a TrustPay account — instant decision, no credit check