Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 5 Laptop on 0% APR Finance

Upgrade your everyday computing without the upfront pinch. Get the high-performance HP OmniBook 3 14-inch laptop today with 0% APR spread-payment options designed to keep your budget balanced.

The HP OmniBook 3 14-inch laptop delivers the perfect blend of responsive speed, sleek portability, and modern reliability. Powered by the Intel Core 5 processor, paired with 16GB of RAM and a swift 512GB solid-state drive, this machine effortlessly handles demanding work tasks, everyday multitasking, and sharp multimedia streaming. Its lightweight chassis and vibrant 14-inch display make it an ideal companion for hybrid professionals, university students, and home offices.

Investing in modern tech shouldn't mean draining your savings. With our flexible finance options, you can secure the HP OmniBook 3 on genuine 0% APR finance. Spreading the cost across predictable monthly instalments ensures you pay zero interest and no unexpected admin fees—the price you see is the total price you pay. It is a practical, transparent way to upgrade your digital setup while protecting your monthly budget.

To make spreading the cost effortless, we offer TrustPay at checkout. With TrustPay, you can enjoy 0% APR finance with no credit check and quick approvals for limits up to £1,200. Because there is no credit check, applying will not impact your credit score, making it a simple and accessible payment solution for your new HP laptop.

HP OmniBook 3 14in Intel Core 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 laptop with 0% APR?

Yes. You can purchase the HP OmniBook 3 on 0% APR finance using TrustPay, allowing you to split the cost into fixed monthly payments with zero interest charges.

Does TrustPay require a credit check to spread the cost?

No, TrustPay offers finance with no credit check, with approval limits up to £1,200. Your application will not leave a mark on your credit record.

Is the HP OmniBook 3 16GB 512GB suitable for professional work?

Yes. The Intel Core 5 processor combined with 16GB of RAM and a 512GB SSD ensures seamless multitasking across office software, video meetings, and creative work.

Apply for a TrustPay account — instant decision, no credit check