Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 5 Laptop on Instalments

Upgrade your productivity with the HP OmniBook 3 14in laptop, available now on budget-friendly instalment plans. Spread your payments easily with TrustPay and enjoy flexible financing with zero hassle.

The HP OmniBook 3 14in combines modern performance with everyday portability. Powered by the latest Intel Core 5 processor and equipped with 16GB of RAM, this machine effortlessly handles multitasking, streaming, and demanding professional workflows. The generous 512GB solid-state drive ensures rapid boot times, instant file access, and ample space for all your documents, photos, and applications. Designed with a sleek chassis and a vibrant 14-inch display, it is an ideal companion for work, study, or leisure.

Purchasing high-specification technology does not have to mean paying a large upfront sum. Choosing to pay in instalments allows you to keep your cash flow intact while securing the tools you need today. By dividing the cost into predictable, manageable payments, you can budget responsibly without compromising on processing power, display quality, or storage capacity.

To make modern computing accessible to more customers, we offer TrustPay at checkout. With TrustPay, you can split your total order value into equal instalments at 0% APR, meaning you will never pay more than the advertised retail price. Best of all, there are no credit checks required, and eligible customers can be approved for up to £1,200. The checkout process is swift, secure, and straightforward, letting you complete your order in just a few clicks.

HP OmniBook 3 14in Intel Core 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 on instalments without a credit check?

Yes. When you choose TrustPay at checkout, there are no credit checks required to apply, and you can be approved for credit limits up to £1,200 subject to basic eligibility checks.

Will I be charged interest on my instalment payments?

No. TrustPay offers 0% APR financing, so the total amount you pay is simply divided across your agreed repayment schedule without any added interest or fees.

What makes the HP OmniBook 3 14in a good laptop choice?

It features an efficient Intel Core 5 processor, 16GB of RAM for smooth multitasking, and a speedy 512GB SSD, making it powerful, durable, and highly capable for modern daily use.

Apply for a TrustPay account — instant decision, no credit check