Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 5 Laptop – No Credit Check Finance

Upgrade your digital workspace with the HP OmniBook 3 14in laptop, available to order today with flexible, no-credit-check payment options. Spread the cost effortlessly without affecting your credit rating.

The HP OmniBook 3 14in is engineered to handle everyday computing with speed and reliability. Powered by the efficient Intel Core 5 processor alongside 16GB of high-speed RAM, this lightweight machine makes multitasking between work documents, creative projects, and streaming video seamless. The generous 512GB solid-state drive delivers rapid boot times and ample space for all your vital files, applications, and media, while the vibrant 14-inch display provides crisp visuals in a portable chassis built for modern UK lifestyles.

We believe that acquiring modern, essential technology should not depend on a pristine credit history. That is why we partner with TrustPay to offer accessible financing with no credit check required. Eligible customers can access spending limits of up to £1,200 at 0% APR, allowing you to split the cost of your HP OmniBook 3 into predictable, interest-free instalments. Because there is no hard credit search, checking your eligibility leaves no footprint on your credit file.

Managing your budget responsibly is key to financial well-being. TrustPay's straightforward repayment structure ensures complete transparency from day one: what you see at checkout is exactly what you pay, with no surprise charges or hidden interest rates. Payments are scheduled automatically, helping you stay organised. Before choosing this option, please ensure that the regular repayments comfortably fit within your personal budget to keep your account in good standing.

HP OmniBook 3 14in Intel Core 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I really buy the HP OmniBook 3 without a credit check?

Yes. By choosing TrustPay at checkout, you can spread the cost without undergoing a hard credit search, ensuring your credit score remains completely unaffected.

What are the terms of the TrustPay payment plan?

TrustPay offers flexible repayment plans up to a £1,200 limit at 0% APR representative. There are no hidden fees or added interest charges, provided you make your scheduled payments on time.

Is the HP OmniBook 3 powerful enough for multitasking and remote work?

Yes. Featuring an Intel Core 5 processor, 16GB of RAM, and a fast 512GB SSD, it easily handles demanding office software, video calling, research tabs, and entertainment.

Apply for a TrustPay account — instant decision, no credit check