Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 5 Laptop – Spread the Cost with 0% APR

Looking for a reliable, fast PC without the upfront expense? Bring home the HP OmniBook 3 14in Intel Core 5 laptop today on 0% APR finance and split your purchase into simple, manageable payments.

The HP OmniBook 3 14in balances portable design with robust performance. Powered by the latest Intel Core 5 processor alongside 8GB of RAM, this notebook delivers responsive multitasking whether you are working from home, studying, or streaming your favourite shows. A generous 512GB solid-state drive provides rapid boot times and ample space for all your documents, photos, and applications, while the sharp 14-inch display offers crystal-clear visuals in a lightweight, travel-friendly chassis.

Upgrading your computing setup should not mean clearing out your savings account. With our 0% APR finance options, you can enjoy this capable machine straight away while spreading the cost over time. Because the finance rate is fixed at 0% APR, you only ever pay the retail price of the laptop. There is zero interest, no compounding balances, and never any hidden administrative fees added to your schedule.

To make checkout effortless, we partner with TrustPay to provide simple, interest-free payment plans. TrustPay requires no credit check and grants approvals up to £1,200, allowing you to secure the HP OmniBook 3 even if you have a limited credit footprint or simply want to protect your credit score from hard searches. The application takes minutes to complete online, giving you an immediate decision at checkout.

HP OmniBook 3 14in Intel Core 5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 3 on 0% APR finance?

Yes. You can spread the cost of the HP OmniBook 3 at 0% APR using TrustPay at checkout, meaning you pay zero interest over the full term of your payment plan.

Do I need a credit check to qualify for TrustPay?

No, TrustPay requires no credit check to apply. Eligible UK customers can receive instant approval for credit limits up to £1,200 using valid debit card and identity details.

Are there any extra fees with this 0% finance offer?

No. When you choose 0% APR finance via TrustPay, there are no interest charges, setup fees, or hidden costs, provided your scheduled payments are made on time.

Apply for a TrustPay account — instant decision, no credit check