Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Spread the Cost of the HP OmniBook 3 14in Laptop

Upgrade your setup today with manageable instalment options on the HP OmniBook 3 14in Intel Core 5 laptop. Spread the cost smoothly over time without straining your monthly budget.

The HP OmniBook 3 14-inch laptop is engineered to keep up with work, study, and daily multitasking. Powered by the capable Intel Core 5 processor, 8GB RAM, and a responsive 512GB SSD, it provides seamless performance for everyday office tasks, web browsing, and media streaming. Investing in a brand-new device does not have to mean a large upfront expense; spreading the cost in regular instalments lets you access dependable computing power immediately while managing your cash flow responsibly.

We partner with TrustPay to offer simple, accessible payment plans designed around your needs. With TrustPay, you can spread the cost of your HP OmniBook at 0% APR, meaning you pay zero interest and no unexpected charges throughout your term. There is no credit check involved, ensuring your credit file remains completely unaffected, and you can be approved for up to £1,200 in finance to easily cover the laptop and any essential accessories.

Designed for modern portability, the HP OmniBook 3 features a sharp 14-inch display, a lightweight aluminium-accented chassis, and generous battery life to support you on the move. Its 512GB solid-state drive delivers rapid boot speeds and plenty of storage for essential projects, photos, and software. Paying in predictable instalments means you do not have to settle for lower specifications, ensuring you receive genuine long-term value from your investment.

HP OmniBook 3 14in Intel Core 5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

How do instalment payments work with TrustPay?

TrustPay divides the total purchase price into scheduled, interest-free instalments at 0% APR. There are no credit checks required, and qualified shoppers can be approved for up to £1,200.

Will choosing instalments impact my credit score?

No. TrustPay does not carry out hard credit checks, so taking out an instalment plan on your HP OmniBook will not harm or alter your credit score.

What are the core specifications of this HP OmniBook 3?

This configuration features an Intel Core 5 processor, 8GB of RAM, a high-speed 512GB solid-state drive, and a crisp 14-inch display, ideal for everyday computing and productivity.

Apply for a TrustPay account — instant decision, no credit check