Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Laptop with No Credit Check Finance

Looking for a reliable, high-performance laptop without the stress of traditional credit checks? The HP OmniBook 3 14in Intel Core 5 gives you modern computing power paired with straightforward, transparent payment plans.

The HP OmniBook 3 14in combines sleek portability with capable hardware, making it ideal for work, study, and everyday entertainment. Powered by the Intel Core 5 processor and 8GB of RAM, this laptop handles multitasking, document creation, and HD streaming with ease. The fast 512GB solid-state drive offers ample storage alongside rapid boot times, while the compact 14-inch display provides crisp visuals whether you are at home or working on the go.

A past financial blip shouldn't prevent you from getting the tools you need for daily life. That is why we provide flexible payment solutions through TrustPay, specifically designed for customers seeking finance with no credit check. TrustPay allows eligible shoppers to get approved for up to £1,200 without undergoing a hard credit search, ensuring your credit score remains unaffected while avoiding lengthy paperwork.

Managing your budget is simple and predictable with TrustPay's 0% APR terms. Because there are zero interest charges and no hidden fees, the retail price of your HP OmniBook 3 is simply divided into clear, equal monthly instalments. You know exactly what you owe upfront, helping you spread the expense responsibly without incurring added finance costs.

HP OmniBook 3 14in Intel Core 5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 3 without a credit check?

Yes. Choosing TrustPay at checkout allows you to split the cost without undergoing a hard credit search, protecting your credit rating.

Does TrustPay charge any interest?

No. TrustPay offers 0% APR finance, so you only pay the actual cost of the laptop split into fixed instalments, with no interest added.

What is the maximum limit with TrustPay?

TrustPay offers approval limits of up to £1,200, which comfortably covers the HP OmniBook 3 and any compatible accessories.

Apply for a TrustPay account — instant decision, no credit check