Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 5 Laptop – Pay Monthly

Upgrade your everyday computing without the upfront hit to your budget. Spread the cost of the HP OmniBook 3 14in Intel Core 5 laptop with simple, transparent monthly payments designed to keep you in control.

The HP OmniBook 3 combines portable design with responsive performance, making it an ideal choice for remote work, study, and daily entertainment. Powered by the latest Intel Core 5 processor alongside 8GB of RAM, it handles multitasking smoothly across productivity apps, streaming services, and web browsing. With a generous 512GB solid-state drive, you have plenty of rapid-access storage for your essential files, software, and photos, while the crisp 14-inch display gives you vibrant visuals on the move.

Getting your hands on brand-new technology should not require paying out a large lump sum. By choosing our pay monthly plan, you can split the total cost into predictable, budget-friendly payments over time. You know exactly what leaves your account each month, helping you manage your regular household finances without compromising on the tech tools you need right now.

To make financing straightforward, we partner with TrustPay. Eligible customers can access 0% APR financing with no credit check required, giving you full purchasing power without impacting your credit profile. TrustPay provides approvals for limits up to £1,200, so you can easily cover the full cost of the HP OmniBook 3 and any compatible accessories under one clear, interest-free payment schedule.

HP OmniBook 3 14in Intel Core 5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 3 on finance with no credit check?

Yes. When you choose TrustPay at checkout, you can spread the cost of your HP OmniBook 3 laptop without undergoing a traditional hard credit check, protecting your credit score.

Does the pay monthly plan incur any interest charges?

No. TrustPay finance is provided at 0% APR representative. You will only repay the agreed retail price of the laptop divided evenly across your monthly terms, with zero interest added.

What is the maximum approval limit with TrustPay?

TrustPay approves eligible UK shoppers for credit limits up to £1,200, which comfortably covers the HP OmniBook 3 14in Intel Core 5 laptop and allows room for delivery or add-ons.

Apply for a TrustPay account — instant decision, no credit check