Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Laptop Finance for Bad Credit

Looking for a fast, modern laptop but worried past credit issues will get in the way? Spread the cost of the HP OmniBook 3 14in Intel Core 7 laptop with straightforward payment options designed for everyday budgets.

The HP OmniBook 3 14in delivers dependable daily performance, whether you need a capable machine for remote work, study, or home entertainment. Powered by an Intel Core 7 processor with 8GB RAM and a quick 256GB SSD, it balances responsive multitasking with generous efficiency. The vibrant 14-inch screen and lightweight chassis make it an ideal portable companion, ensuring you stay productive wherever your day takes you.

A low credit score or a patchy financial history can make buying essential tech outright challenging. Traditional high-street lenders often rely on automated credit scoring systems that turn down reliable shoppers over past mistakes. We believe everyone deserves access to the digital tools they need to work and learn, which is why we offer accessible ways to spread the cost without the stress of conventional credit underwriting.

Through our partnership with TrustPay, you can finance your HP OmniBook 3 with total confidence. TrustPay provides instant approvals up to £1,200 with no credit checks required, meaning your credit report remains completely untouched. Better yet, the plan comes with 0% APR, so you will never pay a penny in interest charges or surprise financing fees over the duration of your agreed payment schedule.

HP OmniBook 3 14in Intel Core 7 8GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1888.20 split into 12 payments of £157.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1888.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 if I have bad credit?

Yes. By choosing TrustPay at checkout, you can spread the cost of your laptop without facing a credit check, making it accessible even if you have poor or limited credit history.

How does TrustPay finance work?

TrustPay offers approval up to £1,200 at 0% APR with no credit checks. You make an initial payment at checkout and divide the remaining balance into manageable, interest-free instalments.

Will applying for finance affect my credit score?

No. Because TrustPay does not perform a hard credit search on your file, choosing this payment option will not harm your credit rating.

Apply for a TrustPay account — instant decision, no credit check