Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Buy Now Pay Later: HP OmniBook 3 14in Intel Core 7 Laptop

Upgrade your everyday tech without the upfront sting. Spread the cost of the powerful, portable HP OmniBook 3 14in Intel Core 7 laptop with straightforward, affordable payment terms.

The HP OmniBook 3 14in blends sleek modern styling with dependable performance. Powered by an advanced Intel Core 7 processor alongside 8GB of RAM and a swift 256GB solid-state drive, this machine effortlessly handles busy multitasking, remote working, and streaming. Its 14-inch display delivers sharp visuals inside a lightweight build that slips easily into any bag, making it ideal for students and mobile professionals who need reliable computing power on the go.

Managing your budget shouldn't mean compromising on essential everyday technology. Through our partnership with TrustPay, you can buy now and pay later with complete confidence. TrustPay offers transparent financing with 0% APR, meaning you will never pay a penny in interest. Best of all, there is no credit check required, and eligible customers can be approved for up to £1,200 to cover their new laptop purchase.

Applying at checkout takes only moments. Simply select TrustPay as your payment method, review your clear instalment schedule, and confirm your order. We believe in clear, responsible lending that puts you in control, so you always know exactly what you owe and when. Before choosing to spread your payments, please ensure the regular amounts fit comfortably into your household budget to keep your finances balanced.

HP OmniBook 3 14in Intel Core 7 8GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1888.20 split into 12 payments of £157.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1888.20. 0% APR, no interest, no fees.

How does buy now pay later with TrustPay work for this HP laptop?

Add the HP OmniBook 3 to your basket and choose TrustPay at checkout. You can spread the cost over manageable instalments with 0% APR, no credit check, and credit limits up to £1,200.

Will using TrustPay affect my credit score?

No. TrustPay does not conduct a hard credit search when you apply, ensuring your credit file remains completely unaffected throughout the process.

Is the HP OmniBook 3 suitable for daily professional and study use?

Yes. The combination of an Intel Core 7 processor, 8GB RAM, and 256GB SSD storage offers smooth performance for everyday office software, virtual meetings, web research, and multimedia streaming.

Apply for a TrustPay account — instant decision, no credit check