Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 7 Laptop – No Credit Check Finance

Upgrade your computer without credit score worries. Get the fast, reliable HP OmniBook 3 14in Intel Core 7 laptop today with simple, interest-free payment options.

The HP OmniBook 3 14in laptop brings together premium power and lightweight portability. Equipped with a responsive Intel Core 7 processor, 8GB of RAM, and a fast 256GB solid-state drive, this laptop handles multitasking, work projects, remote learning, and streaming with ease. Its vibrant 14-inch display provides crisp visuals while maintaining a compact footprint that fits effortlessly into a backpack or briefcase.

We believe essential modern technology should remain accessible, which is why you can spread the cost with no credit check through TrustPay. Rather than assessing traditional credit scores, TrustPay looks at basic eligibility to provide an inclusive payment alternative. Qualifying UK shoppers can be approved for credit limits up to £1,200, allowing you to secure your HP OmniBook without a hard search impacting your credit file.

Borrowing should always remain transparent and straightforward. Financing with TrustPay comes with 0% APR, meaning you will never be charged interest, hidden fees, or sudden rate hikes on your laptop purchase. You simply pay off the total balance in equal, pre-agreed instalments. While approval does not require a credit check, please ensure repayments are affordable and fit comfortably within your household budget before ordering.

HP OmniBook 3 14in Intel Core 7 8GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1888.20 split into 12 payments of £157.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1888.20. 0% APR, no interest, no fees.

How does the no credit check financing work with TrustPay?

TrustPay allows you to split the cost of your laptop into scheduled repayments at 0% APR without performing a hard credit check, ensuring your credit score remains unaffected.

How much can I spend using TrustPay?

Eligible customers can be approved for up to £1,200 with TrustPay, which fully covers the HP OmniBook 3 laptop and any compatible accessories you choose to add.

Is the HP OmniBook 3 14in suitable for everyday work and study?

Yes. The combination of an Intel Core 7 processor, 8GB of system memory, and a 256GB SSD provides dependable speed for office software, web browsing, video calls, and everyday multitasking.

Apply for a TrustPay account — instant decision, no credit check