Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly for the HP OmniBook 3 14in Intel Core 7 Laptop

Upgrade your tech without the sting of a lump-sum payment. Spread the cost of the high-performance HP OmniBook 3 14in laptop across predictable, interest-free monthly instalments tailored to suit your budget.

The HP OmniBook 3 14in is engineered to handle your daily computing demands with complete ease. Powered by the swift Intel Core 7 processor alongside 8GB of RAM, this slimline laptop delivers rapid multitasking, whether you are managing demanding spreadsheets, attending virtual meetings, or streaming your favourite entertainment. Its responsive 256GB solid-state drive offers quick boot times and reliable file storage, while the crisp 14-inch display gives you vibrant visuals in an ultra-portable chassis designed for work, study, and travel.

Spreading the cost with a pay monthly plan makes acquiring premium hardware straightforward and responsible. Rather than parting with hundreds of pounds on day one, you can protect your everyday savings and balance your monthly outgoings. We believe modern technology should be accessible to everyone, which is why our finance options give you absolute clarity on what you owe each month from start to finish, helping you stay firmly in control of your household finances.

Through our checkout partner TrustPay, you can finance the HP OmniBook 3 with 0% APR and no credit check required. Customers can be approved for up to £1,200, allowing you to secure this laptop quickly without impacting your credit profile or paying a single penny in added interest. While credit checks are omitted, please ensure monthly payments fit comfortably within your regular budget before proceeding, as keeping up with scheduled repayments is essential to managing your finances safely.

HP OmniBook 3 14in Intel Core 7 8GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1888.20 split into 12 payments of £157.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1888.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 3 on finance without a credit check?

Yes. When you choose TrustPay at checkout, your order is processed with no credit check, meaning your credit score will not be searched or affected during the approval process.

Does the monthly payment plan charge any interest?

No. TrustPay provides 0% APR finance up to £1,200. You only pay the actual retail price of the laptop divided evenly across your agreed monthly schedule, with zero added interest or hidden costs.

Is the HP OmniBook 3 powerful enough for work and study?

Yes, the Intel Core 7 processor combined with 8GB of RAM provides ample power for everyday office software, web browsing, media streaming, and educational tasks without lagging.

Apply for a TrustPay account — instant decision, no credit check