Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 14in Intel Core 7 Laptop – No Credit Check Finance

Looking for modern computing power without the hurdle of strict credit vetting? Secure your HP OmniBook 3 14in Intel Core 7 laptop today with zero credit checks and simple, predictable repayments.

The HP OmniBook 3 14in is engineered to handle intensive everyday multitasking, remote working, and multimedia entertainment with ease. Powered by the latest Intel Core 7 processor alongside 8GB of RAM, this slim 14-inch machine delivers rapid boot times and fluid performance across all your essential applications. The generous 512GB solid-state drive provides ample secure storage for documents, photos, and demanding software, all wrapped in a portable, lightweight chassis designed for life on the move.

We believe that past financial blips or a thin credit history should never stand between you and the digital tools you need for work or study. Traditional high-street lenders routinely rely on rigid credit scoring systems that turn away deserving applicants or add damaging hard footprints to your profile. By bypassing traditional credit checks, you can upgrade your tech setup responsibly without worrying about credit bureau rejections.

To make owning premium hardware simple and accessible, we partner with TrustPay. Eligible UK shoppers can enjoy seamless finance with absolutely no credit check and 0% APR representative, with approval limits available up to £1,200. Because there is zero interest added to your balance, the price you see is the total price you pay. Repayments are split evenly over clear, scheduled instalments, allowing you to budget your monthly outgoings safely and transparently.

HP OmniBook 3 14in Intel Core 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I really buy the HP OmniBook 3 with no credit check?

Yes. When choosing TrustPay at checkout, your application is assessed without carrying out a hard credit search, ensuring your credit score remains entirely untouched.

How does TrustPay 0% APR finance work?

TrustPay offers approved customers financing up to £1,200 at 0% APR. You simply repay the purchase balance in fixed, predictable instalments with no interest charges or hidden account fees.

What performance can I expect from the HP OmniBook 3 14in?

With its dedicated Intel Core 7 processor, 8GB RAM, and 512GB SSD, the OmniBook 3 delivers fast startup times, smooth video conferencing, and dependable multitasking for professional and personal use.

Apply for a TrustPay account — instant decision, no credit check