Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly HP OmniBook 3 14in Intel Core 7 Laptop

Looking for a powerful, modern laptop without the upfront expense? Spread the cost of the HP OmniBook 3 14in Intel Core 7 laptop with clear, manageable monthly payments.

The HP OmniBook 3 14-inch laptop delivers dependable speed and responsiveness for work, study, and everyday multitasking. Equipped with a high-performance Intel Core 7 processor, 8GB RAM, and a spacious 512GB SSD, it launches apps instantly and handles complex workloads with ease. The slim 14-inch screen offers clear, vibrant visuals while remaining lightweight enough to slip into any backpack for work on the move.

Upgrading your tech setup should not put sudden pressure on your household finances. With our flexible pay monthly plan powered by TrustPay, you can break the total cost into predictable, interest-free instalments. TrustPay features 0% APR, meaning you pay zero interest and no hidden fees across your term. Eligible customers can access credit limits of up to £1,200 to cover their new device.

Accessibility is central to how we provide credit. TrustPay does not perform hard credit checks, making it easier to qualify even if you have an imperfect credit history or limited borrowing background. Approval decisions are made swiftly at checkout without leaving a footprint on your credit file. Please always ensure your monthly repayments are affordable before committing.

HP OmniBook 3 14in Intel Core 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 on finance with bad credit?

Yes. TrustPay offers approval without carrying out a credit check, providing finance options up to £1,200 based on standard eligibility rather than your historical credit score.

Will I be charged interest on my monthly payments?

No. TrustPay finance is completely 0% APR. The total price you pay across your instalments is identical to buying the laptop outright today.

What are the core specifications of this laptop?

This configuration features a 14-inch display, the Intel Core 7 processor, 8GB of system memory, and a fast 512GB solid-state drive (SSD) for reliable storage and speed.

Apply for a TrustPay account — instant decision, no credit check