Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP Omnibook 3 16-BY0012NAX: Buy Now, Pay Later with TrustPay

Looking for a powerful new laptop but want flexible payment options? The HP Omnibook 3 16-BY0012NAX offers superb performance, and you can get it today with our easy Buy Now, Pay Later plan through TrustPay.

Experience next-level computing with the HP Omnibook 3 16-BY0012NAX. This impressive 16-inch laptop is powered by a robust R7 processor, ensuring smooth multitasking, fast application loading, and excellent performance whether you're working, studying, or enjoying entertainment. With 16GB of RAM, you'll find switching between tasks effortless, and the rapid 512GB SSD provides ample storage for your important files while significantly speeding up boot times and overall system responsiveness.

The 16-inch display offers a brilliant and immersive viewing experience, perfect for detailed design work, streaming your favourite shows, or tackling complex spreadsheets. Its sleek design makes it a stylish companion, and HP's renowned build quality ensures reliability. This laptop is a fantastic choice for students, professionals, and anyone seeking a high-performance machine that can keep up with their demanding lifestyle.

Worried about upfront costs? With TrustPay, you can get your hands on the HP Omnibook 3 16-BY0012NAX without delay. TrustPay offers a simple and transparent Buy Now, Pay Later solution with 0% APR, meaning you won't pay any extra interest on your purchase. What's more, TrustPay does not involve any credit checks, making it an accessible option for a wider range of customers. You can be approved for up to £1,200, covering the cost of your new laptop.

HP Omnibook 3 16-BY0012NAX 16in R7 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

What are the key specifications of the HP Omnibook 3 16-BY0012NAX?

The HP Omnibook 3 16-BY0012NAX features a 16-inch display, an R7 processor, 16GB of RAM, and a 512GB SSD for fast and efficient performance.

How does TrustPay's Buy Now, Pay Later work?

TrustPay allows you to purchase your HP Omnibook 3 today and pay for it over time with 0% APR. There are no credit checks, and approval is possible for up to £1,200. Simply choose TrustPay at checkout.

Is TrustPay a regulated payment option?

Yes, TrustPay is an FCA-compliant payment solution. This means it adheres to the Financial Conduct Authority's regulations, ensuring fair and transparent practices for consumers.

Apply for a TrustPay account — instant decision, no credit check