Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP Omnibook 3 16-BY0012NAX: Pay Monthly for Your New Laptop

Looking for the powerful HP Omnibook 3 16-BY0012NAX? Get yours today with convenient pay monthly options designed for flexibility and affordability.

Unleash your productivity and entertainment with the impressive HP Omnibook 3 16-BY0012NAX. Featuring a vibrant 16-inch display, a powerful Ryzen 7 processor, 16GB of RAM, and a speedy 512GB SSD, this laptop is built to handle everything from demanding work tasks to immersive multimedia experiences. Whether you're a student, a professional, or simply looking for a reliable and high-performance daily driver, the Omnibook 3 offers exceptional value and cutting-edge technology.

We understand that investing in a quality laptop can be a significant decision, which is why we offer straightforward and FCA-compliant pay monthly plans. Our goal is to make advanced technology accessible to everyone, without compromising your financial well-being. With our flexible payment solutions, you can enjoy the benefits of your new HP Omnibook 3 immediately and spread the cost over manageable instalments, making budgeting simpler and more predictable.

Take advantage of TrustPay, our featured payment partner, to secure your HP Omnibook 3. TrustPay offers 0% APR on eligible purchases, meaning you won't pay any extra interest on your monthly repayments. Even better, there's no credit check required for approval, and you could be approved for up to £1,200 towards your new laptop. This offers a fantastic way to manage your purchase without financial strain, providing peace of mind and immediate access to the tech you need. Please ensure you can meet the monthly repayments; not doing so may affect your ability to obtain credit in the future.

HP Omnibook 3 16-BY0012NAX 16in R7 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I pay monthly for the HP Omnibook 3 16-BY0012NAX?

Yes, we offer flexible pay monthly options for the HP Omnibook 3 16-BY0012NAX, designed to help you spread the cost over manageable instalments.

What is TrustPay and how does it work?

TrustPay is a payment partner offering 0% APR on eligible purchases, with no credit check required. You could be approved for up to £1,200, allowing you to pay for your laptop in interest-free monthly instalments. This is subject to meeting their criteria and ensuring you can make repayments.

Are there any hidden fees or interest when paying monthly with TrustPay?

With TrustPay, there is 0% APR on eligible purchases, meaning you pay no interest. Please always ensure you understand the terms and conditions of any finance agreement before committing.

Apply for a TrustPay account — instant decision, no credit check