Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Own the HP OmniBook 3 with No Credit Check Finance

Looking for a reliable and efficient laptop like the HP OmniBook 3 16-BY0013NAX but worried about credit checks? We understand that your credit history shouldn't stand in the way of essential technology.

The HP OmniBook 3 16-BY0013NAX is designed for productivity and entertainment, featuring a vibrant 16-inch display, a robust Ryzen 5 processor, 8GB of RAM, and a speedy 512GB SSD. Whether you're working from home, studying, or enjoying your favourite media, this laptop offers smooth performance and a premium user experience. It's an excellent choice for everyday tasks, multitasking, and light creative work, providing the reliability HP is known for.

We believe that everyone deserves access to the technology they need, regardless of their credit score. That's why we're proud to offer a straightforward and accessible finance option through TrustPay. With TrustPay, you can get approved for up to £1,200 for your new HP OmniBook 3 without the worry of a traditional credit check. This means no impact on your credit file, and a quick decision process to get your new laptop sooner.

TrustPay makes buying your HP OmniBook 3 simple and transparent. You'll benefit from 0% APR, ensuring that the price you see is the price you pay, with no hidden interest charges. This flexible payment solution is designed to help you spread the cost of your purchase into manageable instalments, making high-quality tech more affordable. Our aim is to provide a responsible and accessible way for you to acquire the devices you need to stay connected and productive.

HP OmniBook 3 16-BY0013NAX 16in R5 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1799.98 split into 12 payments of £150.00 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1799.98. 0% APR, no interest, no fees.

What is TrustPay?

TrustPay is a finance option that allows you to purchase products like the HP OmniBook 3 with 0% APR and no traditional credit check, spreading the cost into manageable payments. It’s designed to be accessible and transparent.

Will applying for TrustPay affect my credit score?

No, TrustPay does not perform a traditional credit check that impacts your credit score. This means you can apply without worrying about it showing on your credit file.

What is the maximum amount I can be approved for with TrustPay?

You can be approved for up to £1,200 with TrustPay, which is typically sufficient to cover the cost of the HP OmniBook 3 16-BY0013NAX.

Apply for a TrustPay account — instant decision, no credit check