Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Buy the HP OmniBook 3 16in AMD Ryzen 7 Laptop on Finance

Upgrade your computing setup without the upfront strain on your budget. Get the powerful HP OmniBook 3 16in AMD Ryzen 7 laptop today with flexible buy now pay later options designed around your lifestyle.

The HP OmniBook 3 16in laptop delivers the reliable performance modern work and entertainment demand. Driven by the high-speed AMD Ryzen 7 processor alongside 8GB of RAM, this device handles demanding multitasking, video conferencing, and productivity software with ease. The expansive 16-inch display offers crystal-clear visuals for spreadsheets and streaming alike, while the generous 512GB solid-state drive provides rapid boot times and ample space for all your vital files, photos, and applications.

Investing in modern tech shouldn't mean draining your savings. Through our flexible payment partner TrustPay, you can split the cost of your new HP OmniBook into manageable, predictable instalments. TrustPay offers 0% APR finance with no credit check required, approving eligible UK customers for limits up to £1,200. That means you pay exactly the retail price of the laptop without interest charges adding to the total bill.

We believe in straightforward, transparent borrowing that keeps you in control. With TrustPay, there are no hidden admin fees or surprise charges along the way. Spreading your payments over time lets you preserve your monthly cash flow while enjoying the benefits of an advanced AMD Ryzen 7 device immediately. Always ensure repayments remain affordable within your household budget before completing your purchase.

HP OmniBook 3 16in AMD Ryzen 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1384.20 split into 12 payments of £115.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1384.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 without a credit check?

Yes. When you choose TrustPay at checkout, you can spread the cost with no hard credit check, with approval available for up to £1,200 subject to basic eligibility.

How does the 0% APR payment plan work?

TrustPay provides 0% APR financing, meaning no interest is charged over your repayment term. You only pay the actual cost of the laptop split across equal instalments.

Is the HP OmniBook 3 suitable for working from home?

Yes. The combination of an AMD Ryzen 7 processor, 8GB RAM, a fast 512GB SSD, and an expansive 16-inch screen makes it ideal for remote working, study, and daily multitasking.

Apply for a TrustPay account — instant decision, no credit check