Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Buy the HP OmniBook 3 16in AMD Ryzen 7 Laptop on Instalments

Looking to upgrade your computing power without paying everything upfront? Spread the cost of the HP OmniBook 3 16in laptop with simple, affordable instalments designed to suit your monthly budget.

The HP OmniBook 3 16in delivers the performance you need for work, study, and everyday entertainment. Powered by the efficient AMD Ryzen 7 processor alongside 8GB of RAM, it effortlessly handles multi-tab browsing, document editing, and HD streaming. The 512GB solid-state drive provides generous storage space while ensuring ultra-fast boot times, and the expansive 16-inch display offers crystal-clear visuals that make every task more comfortable on the eyes.

Investing in modern tech shouldn't have to mean parting with a lump sum of savings. By choosing to spread your payments, you can access the latest computing hardware immediately while preserving your day-to-day cash flow. Breaking the purchase down into smaller, predictable payments gives you control, allowing you to manage your household budget responsibly and without financial strain.

To make financing as straightforward as possible, we offer TrustPay. With TrustPay, you can finance purchases up to £1,200 at 0% APR, with no credit check required. This means you will never pay a penny in interest, and you can apply without worrying about adverse impacts on your credit history. You simply repay the exact ticket price of your HP OmniBook over regular, agreed intervals.

HP OmniBook 3 16in AMD Ryzen 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1384.20 split into 12 payments of £115.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1384.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 with no credit check?

Yes. When you choose TrustPay at checkout, there is no credit check involved, and eligible applicants can be approved for up to £1,200 to spread the cost.

Will I be charged interest on my instalments?

No. TrustPay provides 0% APR financing, meaning your repayments are strictly split from the cash price with zero added fees or interest charges.

Who is the HP OmniBook 3 16in laptop suitable for?

With its fast AMD Ryzen 7 processor, 8GB RAM, and 512GB SSD, it is ideal for professionals, remote workers, and students seeking a dependable, large-screen laptop for everyday multitasking.

Apply for a TrustPay account — instant decision, no credit check