Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 16in Laptop on Finance | No Credit Check

Upgrade your digital setup with the high-performance HP OmniBook 3 16-inch laptop, available now with flexible payment terms and no credit check required.

The HP OmniBook 3 16in is engineered for productivity, entertainment, and seamless multitasking. Powered by the robust AMD Ryzen 7 processor alongside 8GB of RAM, this device delivers reliable, snappy responsiveness whether you are managing spreadsheets, running demanding applications, or streaming in high definition. The expansive 16-inch display offers generous screen real estate to reduce eye strain, while the generous 512GB solid-state drive ensures rapid boot times and ample space for all your documents, software, and media.

Securing a dependable, high-spec laptop should not be hindered by an imperfect credit history. Traditional retail finance often relies on rigid credit scoring systems that turn away capable buyers. We understand that past financial hurdles do not reflect your present circumstances. If you need modern hardware for remote employment, university coursework, or personal creative projects, our alternative finance options allow you to access the tools you need without impacting your credit score.

Through our partnership with TrustPay, getting the HP OmniBook 3 is transparent and straightforward. TrustPay allows eligible UK shoppers to secure approval up to £1,200 with no credit check involved. Because the plan comes with 0% APR representative, you will never pay a penny in interest or surprise charges. The purchase price is simply divided into clear, manageable instalments, giving you complete visibility and control over your budget from day one.

HP OmniBook 3 16in AMD Ryzen 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1384.20 split into 12 payments of £115.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1384.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 with no credit check?

Yes. By selecting TrustPay at checkout, your application is reviewed without a credit check. Eligibility is based on affordability criteria, with approval limits of up to £1,200.

Will I pay interest on my payment plan?

No. TrustPay offers 0% APR, meaning there are zero interest fees added to your purchase. You only ever pay the actual cost of the laptop spread over your repayment schedule.

Is the HP OmniBook 3 AMD Ryzen 7 powerful enough for remote work?

Yes. The combination of an AMD Ryzen 7 processor, 8GB RAM, and a fast 512GB SSD makes it well equipped for heavy office workloads, video conferencing, and multi-tab browsing.

Apply for a TrustPay account — instant decision, no credit check