Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly HP OmniBook 3 16in AMD Ryzen 7 Laptop

Looking to upgrade your tech without paying a large sum upfront? Spread the cost of the HP OmniBook 3 16in laptop with flexible, manageable monthly payments tailored to your budget.

The HP OmniBook 3 16in is engineered to handle everyday work, study, and entertainment with ease. Powered by a responsive AMD Ryzen 7 processor alongside 8GB of RAM, this device delivers reliable multitasking for busy professionals and students alike. The expansive 16-inch display offers clear, comfortable viewing for spreadsheets, streaming, and creative projects, while the rapid 512GB solid-state drive gives you plenty of secure storage and fast boot times.

Upgrading to reliable hardware shouldn't mean draining your savings. That is why we offer flexible pay monthly options powered by TrustPay. With TrustPay, you can spread the cost of your HP OmniBook over predictable instalments with 0% APR. There is no credit check required to apply, and eligible UK customers can be approved for up to £1,200 in credit, making premium technology accessible without traditional credit barriers.

We believe in straightforward, transparent financing with no hidden surprises. Your repayment schedule is clearly outlined before you commit, meaning you will always know exactly what you owe each month. While TrustPay offers 0% APR and does not perform credit checks, it remains essential to ensure your monthly instalments comfortably fit within your regular household budget before placing an order.

HP OmniBook 3 16in AMD Ryzen 7 8GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1384.20 split into 12 payments of £115.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1384.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 3 on finance if I have bad credit?

Yes. When you choose TrustPay at checkout, there are no credit checks involved. As long as you meet basic eligibility criteria, you can be approved for up to £1,200 to spread the cost.

Does TrustPay charge any interest on monthly payments?

No, TrustPay is completely 0% APR. You only pay the actual retail price of the laptop divided across your agreed monthly schedule, with no hidden interest charges.

What do I need to qualify for TrustPay finance?

To use TrustPay, you must be a UK resident aged 18 or over with a valid UK debit card and regular income to comfortably support your instalment repayments.

Apply for a TrustPay account — instant decision, no credit check