Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Finance the HP OmniBook 3 16in Ryzen AI 5 Laptop

Upgrade your setup without paying the full balance upfront. Secure the HP OmniBook 3 16-inch laptop today and spread the cost easily with budget-friendly payments.

The HP OmniBook 3 16-inch laptop is purpose-built for modern multitasking, remote work, and creative projects. Driven by the AMD Ryzen AI 5 processor and 16GB of fast system memory, it effortlessly handles demanding everyday software and smart AI-assisted tasks. A generous 512GB solid-state drive delivers rapid boot times and plenty of local storage for your files, while the vibrant 16-inch display offers exceptional screen real estate for maximum productivity.

Purchasing high-performance tech does not have to disrupt your monthly budget. Opting for flexible laptop finance allows you to work, study, or create on reliable hardware straight away without a significant upfront expense. By splitting the total cost into predictable, structured payments, you maintain control of your cash flow while investing in the modern equipment you need to stay ahead.

To make checkout simple and accessible, we offer flexible payment plans powered by TrustPay. With TrustPay, you can finance your laptop at 0% APR on balances up to £1,200, which means you will never pay more than the retail price. There are no credit checks required to apply, ensuring your credit score remains unaffected while you set up an instalment schedule that fits your lifestyle.

HP OmniBook 3 16in Ryzen AI 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1708.20 split into 12 payments of £142.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1708.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 with no credit check?

Yes. If you choose TrustPay at checkout, your application involves no credit checks, helping you secure approval for up to £1,200 without affecting your credit file.

Is there any interest charged on TrustPay laptop finance?

No. TrustPay offers fixed 0% APR finance. The total cost is divided into scheduled instalments without added interest, hidden charges, or unexpected fees.

What are the core specifications of this HP OmniBook 3?

This configuration features a sharp 16-inch display, an AMD Ryzen AI 5 processor, 16GB of RAM, and a fast 512GB NVMe SSD, delivering dependable performance for work and multitasking.

Apply for a TrustPay account — instant decision, no credit check