Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 3 16in Ryzen AI 5 Laptop on Instalments

Upgrade your digital setup today with the HP OmniBook 3 16in laptop, featuring an AMD Ryzen AI 5 processor, 16GB RAM, and 512GB SSD. Spread the cost into manageable, predictable payments with zero interest.

The HP OmniBook 3 16in brings modern, reliable performance to your daily routine. Engineered with the AMD Ryzen AI 5 processor, 16GB of high-speed memory, and a generous 512GB solid-state drive, it handles demanding multitasking, study projects, and media streaming effortlessly. The expansive 16-inch display delivers sharp visuals and comfortable viewing, whether you are managing household admin, working remotely, or unwinding with a film.

Investing in modern computing should not leave your bank balance drained. Through our partnership with TrustPay, you can spread the cost of your HP OmniBook 3 into equal payments with 0% APR, meaning you never pay a penny in interest. With no credit check required and immediate approval limits of up to £1,200, you can secure the laptop you need today without worrying about an impact on your credit profile.

We keep borrowing clear, straightforward, and responsible. All repayment dates and amounts are clearly presented before you finalise your order, so you stay fully in control of your monthly outgoings. TrustPay instalment agreements are designed to help you manage everyday cash flow comfortably, ensuring there are never any unexpected hidden charges, administration fees, or sudden interest rate spikes.

HP OmniBook 3 16in Ryzen AI 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1708.20 split into 12 payments of £142.35 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1708.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 3 with no credit check?

Yes. TrustPay allows you to spread the cost without performing a hard credit check. Eligible shoppers can receive approval up to £1,200, so you can finance your laptop without leaving a footprint on your credit file.

Are there any interest charges or fees on TrustPay instalments?

No. TrustPay provides true 0% APR instalment financing. You will only ever repay the original purchase price of the laptop, split evenly across your agreed payment dates with no hidden extras.

Can I settle my balance early?

Yes. You can pay off your remaining instalment balance early at any time with no early settlement fees or exit penalties.

Apply for a TrustPay account — instant decision, no credit check