Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Finance the HP OmniBook 5 14in Ryzen AI 5 Laptop

Upgrade your setup today without paying the entire balance upfront. Spread the cost of the HP OmniBook 5 14in Ryzen AI 5 laptop with simple, transparent finance options tailored to your monthly budget.

The HP OmniBook 5 14in laptop delivers responsive, next-generation performance built for modern work and study. Equipped with the advanced AMD Ryzen AI 5 processor, 16GB of system memory, and a fast 512GB solid-state drive, this lightweight device effortlessly balances intensive multitasking, productivity suites, and everyday streaming. The vibrant 14-inch display provides crisp visuals, while built-in AI acceleration optimises battery runtime and background tasks so you stay productive wherever your day takes you.

Investing in modern computing should not compromise your monthly cash flow. Through our payment partner TrustPay, you can spread the cost of your HP OmniBook 5 across equal instalments with 0% APR. TrustPay offers approval limits of up to £1,200 with no credit check required, allowing you to secure the tech you need without interest charges or lengthy application delays.

Applying at checkout is quick, secure, and straightforward. Simply add your HP OmniBook 5 to your basket, choose TrustPay as your payment method, and complete the short online form. Because there are no credit checks, applying will not affect your credit score. Please ensure repayments are affordable before committing, as missed instalments can lead to account restrictions and late payment fees.

HP OmniBook 5 14in Ryzen AI 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 on finance without a credit check?

Yes. When choosing TrustPay at checkout, eligible shoppers can access up to £1,200 in retail finance with no credit check, meaning your credit score is completely unaffected.

Will I be charged interest on my TrustPay finance plan?

No. TrustPay provides 0% APR representative financing, so you only pay the exact purchase price of the laptop divided evenly across your agreed payment term.

What are the core specifications of this HP OmniBook 5?

This laptop features a 14-inch display, an AMD Ryzen AI 5 processor, 16GB of high-speed RAM, and a 512GB SSD for rapid boot times, ample storage, and smooth multitasking.

Apply for a TrustPay account — instant decision, no credit check