Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 14in Ryzen AI 5 Laptop on Instalments

Upgrade your digital workspace today without the upfront financial strain. Get the high-performance HP OmniBook 5 14in Ryzen AI 5 laptop on manageable instalments that fit neatly into your monthly budget.

The HP OmniBook 5 14-inch laptop delivers the power modern life demands. Powered by the state-of-the-art AMD Ryzen AI 5 processor, this lightweight powerhouse handles demanding multitasking, creative projects, and everyday productivity with seamless ease. Paired with 16GB of fast RAM and a generous 512GB solid-state drive, you enjoy rapid boot times, whisper-quiet operation, and ample storage for documents, software, and media. Its sleek 14-inch display provides crisp visuals whether you are working from a home desk or studying on the move.

Investing in brand-new computing technology should not mean draining your savings. By choosing our instalment options, you can spread the cost of the HP OmniBook 5 over clear, structured repayments. This allows you to secure the tools you need today while keeping your cash flow balanced and predictable. We focus on clear terms so you always know what you owe and when your payments are due.

Through TrustPay, spreading the cost is simpler than ever. Eligible customers can take advantage of 0% APR financing with absolutely no hidden interest charges or surprise account fees. Even better, TrustPay requires no credit check to apply, offering instant approvals for values up to £1,200. This ensures you can access reliable, cutting-edge technology based purely on straightforward, flexible eligibility criteria.

HP OmniBook 5 14in Ryzen AI 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 without a credit check?

Yes. When you choose TrustPay at checkout, your application is processed with no credit check required, giving you access to approvals up to £1,200.

Will I be charged interest on my instalments?

No. TrustPay offers 0% APR on your purchase, meaning you only ever pay the original purchase price split across your agreed payment schedule.

How quickly will my laptop be dispatched?

Once your TrustPay instalment arrangement is confirmed, your order is processed immediately for fast, tracked delivery directly to your UK address.

Apply for a TrustPay account — instant decision, no credit check