Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly for the HP OmniBook 5 14in Ryzen AI Laptop

Looking to upgrade your daily tech without paying the full price upfront? Spread the cost of the cutting-edge HP OmniBook 5 14in laptop with simple, affordable monthly payments.

The HP OmniBook 5 14in is engineered to handle demanding workloads and seamless multitasking. Driven by the AMD Ryzen AI 5 processor, this modern laptop combines high-performance processing with dedicated neural computing to accelerate your productivity, creative projects, and battery efficiency. Paired with 16GB of fast memory and a roomy 512GB solid-state drive, it delivers instant responsiveness, rapid boot times, and ample secure storage for all your critical files and media.

Upgrading to state-of-the-art tech shouldn't mean draining your savings. That is why we offer flexible pay-monthly plans through TrustPay, designed to make your purchase straightforward and stress-free. With TrustPay, you can spread your payments easily across equal instalments at 0% APR representative. There are no hidden fees, unexpected interest charges, or complex contracts to navigate—just transparent, predictable monthly payments that help you budget with confidence.

Getting started is quick and inclusive. TrustPay requires no credit check, meaning your credit score won't be impacted when you apply. With approval limits of up to £1,200, qualifying shoppers can comfortably finance the HP OmniBook 5 with zero hassle. Whether you are building your credit history or simply prefer to keep savings intact, our financing route focuses on current affordability to give you fair, accessible payment options.

HP OmniBook 5 14in Ryzen AI 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

How does paying monthly with TrustPay work?

TrustPay lets you split the total price of your HP OmniBook 5 into equal monthly repayments at 0% APR. There is no credit check required, and eligible customers can be approved for up to £1,200 instantly at checkout.

Will applying for TrustPay affect my credit score?

No. TrustPay does not perform hard credit searches, so applying to spread the cost of your laptop will not impact your credit profile or leave a mark on your credit file.

Are there any hidden fees or interest charges?

No. TrustPay offers genuine 0% APR financing. As long as your scheduled payments are made on time, you will only pay the agreed purchase price of the laptop with no added interest.

Apply for a TrustPay account — instant decision, no credit check