Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in i5 – Get Yours with 0% APR Financing

Looking for the powerful HP OmniBook 5 16in i5 120U laptop with 16GB RAM and a 256GB SSD? We make owning this superb machine affordable and straightforward with our 0% APR financing options.

The HP OmniBook 5 16in i5 120U is designed for productivity and entertainment, offering a fantastic balance of performance and portability. Its 16-inch display provides ample screen real estate for work or streaming, while the Intel Core i5 processor ensures smooth multitasking and efficient performance for your daily tasks. With 16GB of RAM, you can effortlessly switch between applications, and the 256GB solid-state drive (SSD) offers fast boot times and quick access to your files. This laptop is a reliable choice for students, professionals, and anyone needing a capable computing partner.

We understand that investing in a new laptop is a significant decision. That's why we're committed to making it easier for you to get the technology you need without financial strain. Our partnership with TrustPay allows you to purchase the HP OmniBook 5 with a clear, honest, and FCA-compliant financing solution. TrustPay offers genuine 0% APR, meaning you only pay for the laptop itself, with no hidden interest charges. This transparent approach ensures you know exactly what you're committing to, making your purchase decision simpler and stress-free.

Forget about lengthy applications and unexpected credit checks. TrustPay prides itself on a straightforward approval process. You can be approved for up to £1,200, which comfortably covers the cost of your new HP OmniBook 5 16in i5 laptop. The best part? There’s no credit check involved in the application, so you can apply with confidence, knowing your credit score won't be impacted. This inclusive approach ensures that more people can access the technology they need, regardless of their credit history.

HP OmniBook 5 16in i5 120U 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1618.20 split into 12 payments of £134.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1618.20. 0% APR, no interest, no fees.

What is 0% APR financing?

0% APR (Annual Percentage Rate) financing means you pay no interest on the amount borrowed. You only pay back the original price of the HP OmniBook 5, spread over agreed monthly instalments, making it a very cost-effective way to buy.

How does TrustPay work and is there a credit check?

TrustPay offers a straightforward payment solution with 0% APR. The best part is there's no credit check required for approval. This makes it accessible to a wider range of customers, with approvals typically up to £1,200 for your purchase.

What are the key specifications of the HP OmniBook 5?

This HP OmniBook 5 model features a 16-inch display, an Intel Core i5 120U processor, 16GB of RAM for smooth multitasking, and a fast 256GB SSD (Solid State Drive) for quick boot-up and data access.

Apply for a TrustPay account — instant decision, no credit check