Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Intel Core 5 16GB 256GB Laptop on 0% APR

Upgrade your daily computing setup with the HP OmniBook 5 16in laptop, powered by an Intel Core 5 processor and 16GB RAM. Spread the cost interest-free with simple 0% APR payment options designed around your budget.

The HP OmniBook 5 16in laptop is engineered for productivity, streaming, and daily multitasking. Driven by an intelligent Intel Core 5 processor and supported by 16GB of memory, it handles demanding applications, browser tabs, and collaborative tools with ease. The fast 256GB solid-state drive ensures rapid boot times and secure file storage, while the spacious 16-inch display delivers vibrant clarity and ample screen real estate for work and entertainment alike.

Investing in modern computing should not strain your household finances. With our 0% APR credit options, you can break down the total cost of the HP OmniBook 5 into predictable, equal monthly instalments. Because the interest rate is fixed at zero percent, you will never pay more than the advertised cash price. It is a practical, transparent way to access dependable hardware while preserving your immediate savings.

To make checkout seamless, we partner with TrustPay to provide flexible payment plans up to £1,200. TrustPay operates with 0% APR and does not carry out credit checks, allowing you to split your purchase without impacting your credit score. If eligible, you can quickly set up your interest-free plan at checkout and arrange automated repayments that fit neatly into your monthly schedule.

HP OmniBook 5 16in Intel Core 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 on 0% APR?

Yes. Qualifying 0% APR payment options allow you to spread the cost into equal monthly instalments with no added interest or finance charges.

How does TrustPay work with no credit check?

TrustPay offers approved financing up to £1,200 at 0% APR without performing a hard credit check, making it a fast and straightforward checkout option for eligible shoppers.

Is the HP OmniBook 5 16in suitable for work and study?

Yes. The combination of an Intel Core 5 processor, 16GB of RAM, and a clear 16-inch screen provides plenty of speed and display space for office software, research, and video meetings.

Apply for a TrustPay account — instant decision, no credit check