Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop on Finance – Bad Credit Options Available

Looking for a powerful, reliable laptop but worried past credit issues will hold you back? Discover simple, affordable ways to get the HP OmniBook 5 16in Intel Core 5 laptop with flexible payment options tailored to your circumstances.

The HP OmniBook 5 16in is designed to effortlessly handle both modern work and daily entertainment. Powered by the efficient Intel Core 5 processor paired with 16GB of RAM, it delivers responsive multitasking, whether you are running multiple productivity apps, attending remote video meetings, or editing documents. The generous 16-inch display offers ample screen space for enhanced focus, while the rapid 256GB solid-state drive ensures fast boot times and dependable everyday storage.

A less-than-perfect credit history should not prevent you from accessing essential technology. Many traditional high-street retailers rely heavily on automated credit scoring systems that turn away applicants who have missed payments or CCJs in their past. We take a more realistic, practical approach by focusing on what you can afford today rather than what happened years ago, making premium laptops accessible to UK households.

To help you spread the cost easily, we offer TrustPay at checkout. With TrustPay, eligible shoppers can access up to £1,200 with no credit check required and 0% APR. This means there are no interest fees or surprise charges added to your order; the price you see is simply divided into predictable, manageable instalments that fit smoothly into your monthly budget.

HP OmniBook 5 16in Intel Core 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 5 if I have bad credit?

Yes. Through payment solutions like TrustPay, approval focuses on affordability rather than your credit score. TrustPay requires no credit check, helping customers with past financial difficulties get approved up to £1,200.

Does TrustPay charge interest on purchases?

No, TrustPay is completely 0% APR. You only repay the original purchase price of your HP OmniBook 5 divided across your agreed repayment schedule, with no hidden interest added.

Is the HP OmniBook 5 fast enough for modern multitasking?

Yes. With its Intel Core 5 processor and 16GB of RAM, this 16-inch laptop is built for smooth multitasking, office software, streaming, and demanding everyday workloads.

Apply for a TrustPay account — instant decision, no credit check