Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop – Buy Now, Pay Later

Upgrade your everyday computing without paying the full balance today. Spread the cost of the HP OmniBook 5 16in laptop using our flexible, straightforward buy now pay later plans.

The HP OmniBook 5 16in delivers the performance and reliability you need for work, study, and leisure. Equipped with an Intel Core 5 processor, 16GB of RAM, and a responsive 256GB SSD, this laptop effortlessly handles demanding multitasking, streaming, and productivity tasks. Its expansive 16-inch display offers crystal-clear visuals and generous screen space, housed in a sleek, lightweight chassis built for modern hybrid lifestyles.

We believe modern technology should be accessible to everyone, which is why we have partnered with TrustPay. You can spread the cost of your HP OmniBook 5 across manageable instalments at 0% APR, meaning you will never pay a penny in interest. With no credit check required and instant approval limits up to £1,200, you can secure the tech you need today while keeping your monthly finances entirely under control.

Borrowing responsibly is essential, even with interest-free credit. TrustPay offers a straightforward way to manage your cash flow without the fear of hidden fees, penalties, or long-term debt traps. Because there is no credit footprint, your credit score remains unaffected. However, we always encourage customers to ensure repayments comfortably fit within their monthly household budget before completing their purchase.

HP OmniBook 5 16in Intel Core 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 5 on finance without a credit check?

Yes. When you choose TrustPay at checkout, there is no credit check required. Eligible customers can be approved instantly for purchases up to £1,200.

Are there any hidden fees or interest with TrustPay?

No. TrustPay offers 0% APR, meaning there is zero interest added to your order. You only repay the exact purchase price of the laptop divided across your agreed payment schedule.

What makes the HP OmniBook 5 16in a good investment?

With an Intel Core 5 processor, 16GB of high-speed RAM, and a generous 16-inch display, it is perfectly equipped to handle remote working, study, multitasking, and entertainment for years to come.

Apply for a TrustPay account — instant decision, no credit check