Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop on Flexible Instalments

Upgrade your everyday computing with the HP OmniBook 5 16-inch laptop, now available on simple, budget-friendly instalments. Spread the cost effortlessly and get the technology you need today without paying the full price upfront.

The HP OmniBook 5 16in combines reliable power, efficiency, and a spacious display to handle work, study, and everyday entertainment with ease. Driven by an advanced Intel Core 5 processor and 16GB of RAM, this machine delivers fluid multitasking across demanding applications, browser tabs, and office software. The generous 16-inch screen provides plenty of workspace for split-screen productivity, while the responsive 256GB solid-state drive guarantees rapid boot times and secure storage for all your vital files.

Investing in modern tech should never place unnecessary strain on your household budget. That is why we offer straightforward instalment options powered by TrustPay, making it easy to spread the cost into manageable, predictable payments. TrustPay provides instant account decisions with approvals up to £1,200, 0% APR, and absolutely no credit checks. This allows you to secure your brand-new HP laptop right away without impacting your credit profile or worrying about costly financing charges.

Setting up your instalment plan is quick, transparent, and completely free of hidden fees. Simply add the HP OmniBook 5 to your online shopping basket, choose TrustPay at checkout, and select a payment plan that fits comfortably within your monthly finances. Because TrustPay operates at 0% APR, the purchase price you see is the exact amount you will repay over time. Please ensure your repayment schedule remains affordable throughout the term before confirming your order.

HP OmniBook 5 16in Intel Core 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 on instalments with no credit check?

Yes. When you choose TrustPay at checkout, you can spread the cost of your laptop without a credit check, with instant approval available up to £1,200.

Will I be charged interest on my TrustPay instalment plan?

No. TrustPay financing comes with 0% APR, meaning there is zero interest to pay and no hidden charges across your agreed repayment schedule.

What are the core specifications of this HP OmniBook 5 model?

This laptop features a 16-inch display, an Intel Core 5 processor, 16GB of RAM for seamless multitasking, and a 256GB SSD for fast, reliable storage.

Apply for a TrustPay account — instant decision, no credit check