Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

Pay Monthly HP OmniBook 5 16in Laptop (Intel Core 5, 16GB, 256GB)

Looking for a dependable, high-performance laptop without the heavy upfront cost? Spread the price of the HP OmniBook 5 16-inch laptop into simple, interest-free monthly instalments.

The HP OmniBook 5 is engineered for fluid multitasking, focused work, and immersive streaming. Powered by the modern Intel Core 5 processor paired with 16GB of RAM, it effortlessly manages multiple open tabs, data-heavy tasks, and creative projects. The spacious 16-inch display offers crystal-clear visuals with plenty of screen real estate, while the speedy 256GB solid-state drive delivers rapid boot-up times and secure, responsive storage for all your everyday files.

Upgrading your home office, study setup, or personal computer shouldn't compromise your household budget. Our pay monthly plans allow you to bring home this premium HP laptop today without clearing out your savings. Through our partnership with TrustPay, you can split your purchase over time with 0% APR representative. You will only ever pay the actual retail price of the laptop—there is no interest added, ever.

We believe flexible payment options should be accessible and straightforward. TrustPay gives eligible shoppers an instant approval limit of up to £1,200 with no credit check required. Because there is no hard search on your credit profile, checking your eligibility and checking out will not impact your credit score. Simply choose TrustPay at checkout, set up your preferred payment schedule, and enjoy predictable, manageable instalments.

HP OmniBook 5 16in Intel Core 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1798.20 split into 12 payments of £149.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1798.20. 0% APR, no interest, no fees.

Can I pay monthly for the HP OmniBook 5 with bad credit?

Yes. TrustPay requires no credit check, so past credit issues will not affect your application for approval limits up to £1,200.

Will I be charged interest on my monthly instalments?

No. TrustPay provides 0% APR, meaning you pay exactly the retail price of the laptop split into equal payments without any interest or hidden charges.

Can I settle my remaining balance early?

Yes, you can pay off your outstanding TrustPay balance at any point during your agreement with zero early repayment fees.

Apply for a TrustPay account — instant decision, no credit check