Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop: Pay with 0% APR Finance

Upgrade your setup without paying the full balance upfront. Get the powerful HP OmniBook 5 16-inch laptop on 0% APR finance and spread the cost into manageable, interest-free monthly instalments.

The HP OmniBook 5 16in is engineered for modern hybrid work, everyday computing, and creative tasks. Driven by the latest Intel Core Ultra 5 processor, this AI-ready machine delivers responsive speed and superb battery life. Paired with 16GB of RAM, it handles complex multitasking effortlessly, while the 256GB SSD provides rapid boot times and snappy file access. Its expansive 16-inch display offers crystal-clear visuals, making it an ideal choice for both demanding workloads and evening entertainment.

Purchasing high-performance tech should not strain your monthly budget. With 0% APR finance, you borrow only what you spend on the device itself. There are no interest charges, unexpected admin fees, or hidden additions—every penny you repay goes directly towards the cost of your laptop. This allows you to retain your cash flow while securing reliable computing power right away.

We partner with flexible payment providers including TrustPay to make financing straightforward and accessible. With TrustPay, you can enjoy true 0% APR with no credit check required, offering instant credit approvals up to £1,200. This ensures that you can purchase your HP OmniBook 5 without impacting your credit score, splitting the balance into clear, fixed repayments that fit seamlessly into your lifestyle.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 with 0% APR?

Yes. Qualifying UK customers can choose 0% APR finance options at checkout, splitting the cost of the HP OmniBook 5 across scheduled, interest-free instalments.

How does TrustPay finance work?

TrustPay provides 0% APR financing with no credit check, approving eligible purchases up to £1,200. You pay off your laptop in equal instalments without any interest added.

Are there any hidden costs with 0% finance?

No. Under a 0% APR agreement, you will never pay more than the original purchase price, provided you meet your agreed repayment schedule on time.

Apply for a TrustPay account — instant decision, no credit check