Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop on Finance – Bad Credit Options

Spread the cost of the HP OmniBook 5 16in Intel Core Ultra 5 laptop on manageable instalments, even with bad credit. We believe past financial hurdles should not prevent you from getting the modern technology you need today.

The HP OmniBook 5 16-inch laptop delivers exceptional performance for work, study, and everyday digital life. Powered by the cutting-edge Intel Core Ultra 5 processor, 16GB of RAM, and a responsive 256GB SSD, this machine handles multitasking and productivity tasks effortlessly. Its generous 16-inch display provides immersive, clear visuals, making it a dependable choice for working from home, creative pursuits, or streaming entertainment without frustrating slowdowns.

A low credit score or adverse financial history often makes buying essential electronics upfront feel impossible. Traditional lenders frequently decline applications based purely on past credit files, but accessible alternative options are available. With TrustPay, you can purchase your HP OmniBook 5 without undergoing a standard credit check. Qualifying customers can receive approval for credit limits up to £1,200, making brand-new computing power accessible right away.

Responsible borrowing remains essential, which is why financing through TrustPay operates at 0% APR. You will never face unexpected interest charges, compounding debt, or hidden setup fees. The cash price of the laptop is simply divided into predictable, transparent repayments. Before signing your agreement, always ensure the regular repayment schedule aligns comfortably with your household budget to maintain healthy finances.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 laptop with bad credit?

Yes. By choosing TrustPay at checkout, you can apply to spread the cost of the HP OmniBook 5 without a credit check, making it suitable for applicants with impaired credit profiles.

How does TrustPay finance work?

TrustPay allows you to split the cost of your laptop into scheduled repayments at 0% APR, with approvals available up to £1,200. Because no credit check is required, approval is based on basic eligibility criteria rather than your past credit file.

Will I pay extra fees or interest with TrustPay?

No, TrustPay is completely interest-free at 0% APR. The total repayment amount matches the product purchase price, provided scheduled instalments are made on time according to your agreement.

Apply for a TrustPay account — instant decision, no credit check