Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Intel Core Ultra 5 Laptop – Buy Now, Pay Later

Upgrade your productivity today with the sleek HP OmniBook 5 16in laptop, featuring next-generation AI performance, and spread the cost comfortably using flexible buy now pay later options.

The HP OmniBook 5 16in is engineered for modern multitasking, hybrid work, and creative projects. Powered by the latest Intel Core Ultra 5 processor alongside 16GB of high-speed RAM, this machine effortlessly balances intensive workloads and smart power efficiency. Its vivid 16-inch display offers expansive screen real estate for spreadsheets, video editing, and streaming, while the snappy 256GB SSD provides rapid boot times and secure everyday storage.

Upgrading to premium tech shouldn't mean draining your savings in one go. With our buy now pay later options, you can take delivery of your new HP OmniBook today and divide the purchase price into manageable, scheduled payments. Spreading the cost makes investing in reliable everyday computing straightforward, predictable, and aligned with your monthly budget.

Through our trusted checkout partner, TrustPay, you can finance purchases up to £1,200 with complete peace of mind. TrustPay offers 0% APR, ensuring you never pay more than the ticket price when you keep up with your payment schedule. Best of all, there is no credit check required to apply, so your credit score remains unaffected. Financing is subject to status and affordability, so please always ensure instalments fit comfortably within your household budget before committing.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

How does Buy Now Pay Later with TrustPay work?

When you select TrustPay at checkout, the total cost of your HP OmniBook 5 is split into equal payments over an agreed schedule. TrustPay charges 0% APR, meaning you pay zero interest as long as repayments are made on time.

Will checking my eligibility with TrustPay hurt my credit score?

No. TrustPay performs no hard credit checks, which means applying will not leave a footprint on your credit file or impact your credit rating.

What is the maximum order limit available through TrustPay?

TrustPay offers approval limits of up to £1,200, which comfortably covers the price of the HP OmniBook 5 16in laptop along with any essential accessories you may wish to add.

Apply for a TrustPay account — instant decision, no credit check