Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Intel Core Ultra 5 Laptop on Instalments

Spread the cost of the powerful HP OmniBook 5 16in laptop with flexible instalment options tailored to your monthly budget. Get the modern tech you need today without the burden of paying the full balance upfront.

Engineered for smooth everyday productivity and entertainment, the HP OmniBook 5 16in features an advanced Intel Core Ultra 5 processor alongside 16GB of high-speed RAM. Whether you are tackling intensive study sessions, working from home, or streaming content, the expansive 16-inch display delivers rich, crisp visuals. With 256GB of responsive solid-state storage, you will enjoy rapid start-up times, quick file transfers, and reliable performance throughout your day.

Upgrading your home office or personal computing setup should feel manageable. Instead of paying one large sum upfront, our instalment plans allow you to spread the cost into predictable, easy-to-manage payments. This straightforward approach helps you protect your monthly cash flow, giving you instant access to premium hardware while keeping your household finances balanced and under control.

To make spreading the cost transparent and accessible, we offer payment options through TrustPay. With TrustPay, eligible shoppers can access 0% APR representative financing with no credit check required, offering pre-approved spending limits up to £1,200. There are no hidden fees or compounding interest charges to worry about, providing a clear, responsible path to buying the equipment you need.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 on instalments with no credit check?

Yes. When you choose TrustPay at checkout, you can spread the cost of your purchase across simple instalments with no credit check, subject to approval up to £1,200.

Will I be charged interest on my instalments?

No. TrustPay offers 0% APR representative financing, meaning you only pay the exact purchase price divided across your repayment schedule, with zero interest and no surprise fees.

What are the key specifications of this HP OmniBook 5 laptop?

This model comes equipped with a clear 16-inch display, an Intel Core Ultra 5 processor, 16GB of RAM for seamless multitasking, and a fast 256GB SSD for everyday storage and quick boot times.

Apply for a TrustPay account — instant decision, no credit check