Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Intel Core Ultra 5 Laptop – No Credit Check Finance

Upgrade your everyday computing with the powerful HP OmniBook 5 16in laptop, available today with zero credit checks. Spread your payments easily and affordably with TrustPay, keeping cutting-edge tech within your budget.

The HP OmniBook 5 16-inch laptop is engineered to keep up with demanding work, study, and creative tasks. Driven by the modern Intel Core Ultra 5 processor with integrated AI acceleration and 16GB of high-speed RAM, this machine handles multitasking with fluid efficiency. The crisp 16-inch display offers expansive screen real estate for documents, streaming, and creative projects, while the 256GB solid-state drive ensures rapid startup times and seamless day-to-day performance.

A less-than-perfect credit history should not stop you from accessing reliable, modern technology. That is why we provide accessible finance options through TrustPay, designed to give you straightforward access to high-spec hardware without intrusive hard credit searches. Eligible customers can be approved for limits up to £1,200 with no credit check required, ensuring your credit score remains completely untouched during the application process.

Transparency and responsible borrowing are at the heart of our service. With TrustPay, you can finance your HP OmniBook 5 at 0% APR representative, meaning there are no hidden interest fees or escalating borrowing costs over the term. You simply pay the agreed purchase price split into manageable instalments. Always check your budget carefully to ensure the regular payments are affordable for your circumstances before proceeding.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I buy the HP OmniBook 5 with no credit check?

Yes. By selecting TrustPay at checkout, you can spread the cost of the HP OmniBook 5 without undergoing a hard credit search, making it accessible regardless of your credit score.

How does TrustPay 0% APR financing work?

TrustPay allows eligible UK customers to split purchases up to £1,200 into regular instalments with 0% APR. You only pay the ticket price of the laptop, with zero interest or setup fees added.

Will applying for TrustPay affect my UK credit score?

No. TrustPay does not run hard credit checks to approve orders up to £1,200, so submitting an application will have no impact on your credit file.

Apply for a TrustPay account — instant decision, no credit check