Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop – Spread the Cost with Pay Monthly

Upgrade your daily tech setup with the HP OmniBook 5 16in Intel Core Ultra 5 laptop without paying the full balance upfront. Enjoy next-generation processing power today by spreading your purchase into affordable, predictable monthly payments.

The HP OmniBook 5 16in is engineered for modern work, study, and creative tasks. At its heart lies the intelligent Intel Core Ultra 5 processor, paired with 16GB of high-speed RAM to deliver seamless multitasking across demanding applications and video calls. The generous 16-inch display offers ample visual workspace for spreadsheets, creative projects, and streaming, while the 256GB solid-state drive delivers rapid boot times and reliable file storage.

Investing in high-specification hardware does not have to mean a large initial outlay. Choosing a pay monthly plan allows you to take delivery of the laptop right away while maintaining control over your day-to-day cash flow. By dividing the total retail price into structured instalments, you can balance household expenses responsibly without putting off essential technology upgrades.

We provide straightforward payment options through TrustPay to help you get the equipment you need. With TrustPay, you can spread the cost with 0% APR representative, meaning there is zero interest added to your order. Best of all, there is no credit check required, and eligible customers can be approved for up to £1,200, giving you a transparent way to finance your new laptop.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 256GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £1978.20 split into 12 payments of £164.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £1978.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 5 on finance without a credit check?

Yes. When you choose TrustPay at checkout, you can spread the cost with no credit check required, with approval available up to £1,200 subject to basic eligibility checks.

Are there any interest charges on the monthly plan?

No. TrustPay features 0% APR representative, meaning you only ever pay the purchase price of the laptop split evenly across your agreed payments with no extra interest fees.

What are the core specifications of this HP OmniBook 5?

This configuration features an Intel Core Ultra 5 processor, 16GB of system RAM, a 256GB SSD, and a clear 16-inch display designed for productivity, web browsing, and media consumption.

Apply for a TrustPay account — instant decision, no credit check