Do you do credit checks?

No, we do not perform any credit checks. Everyone is welcome to apply for our £1,200 guaranteed credit, regardless of credit history.

Can I apply with bad credit?

Yes! We welcome customers with bad credit, no credit, or CCJs. Our catalogue credit is available to everyone with no credit checks required.

TrustPay is our flexible payment solution that allows you to spread the cost of your purchases with 0% APR and no hidden fees.

How much credit can I get?

All approved customers receive a guaranteed £1,200 credit limit to spend in our online store.

HP OmniBook 5 16in Laptop Finance for Bad Credit

Looking for the next-generation HP OmniBook 5 16in laptop but worried a low credit rating will hold you back? We make upgrading simple, transparent, and accessible with flexible payment options tailored for those with less-than-perfect credit history.

A poor credit score should not stop you from accessing reliable, modern technology for work, study, or everyday family life. The HP OmniBook 5 16in delivers premium performance thanks to its cutting-edge Intel Core Ultra 5 processor, 16GB of fast RAM, and a responsive 512GB SSD. Whether you need seamless multitasking, advanced AI capabilities, or crisp visuals on an expansive 16-inch display, this device provides future-proof power without compromise.

Traditional high-street retailers often rely on rigid credit checks that automatically reject applicants with past credit blips, defaults, or limited borrowing history. We believe in practical accessibility, which is why we partner with TrustPay. With TrustPay, eligible shoppers can secure up to £1,200 in finance without any credit checks, allowing you to secure this high-spec HP laptop without damaging your credit profile or facing needless rejection.

Managing your budget responsibly is essential. TrustPay provides simple, predictable repayments with 0% APR, meaning you will never pay a penny in interest or deal with compounding fees. You only repay the agreed retail price of the laptop across manageable scheduled instalments. While there are no credit bureau footprints, we encourage you to ensure your scheduled payments comfortably suit your monthly budget before placing an order.

HP OmniBook 5 16in Intel Core Ultra 5 16GB 512GB Laptop

How you pay with TrustPay

Every TrustPay plan is 12 equal payments. You choose how often they come out:

Weekly — 12 payments over 12 weeks
Fortnightly — 12 payments over 24 weeks
Monthly — 12 payments over 12 months

The payment amount is identical whichever you pick — only the length of the plan changes. 0% APR, no deposit, no credit checks and no impact on your credit score.

Example: £2158.20 split into 12 payments of £179.85 — the same amount whether you pay weekly, fortnightly or monthly. Total to pay £2158.20. 0% APR, no interest, no fees.

Can I get the HP OmniBook 5 if I have bad credit or a CCJ?

Yes. By choosing TrustPay at checkout, your application does not rely on traditional credit scores. You can qualify for finance up to £1,200 with no credit check required.

Will I be charged interest on my TrustPay order?

No. TrustPay offers 0% APR financing, meaning there are zero interest charges or hidden borrowing fees over the course of your payment agreement.

What makes the HP OmniBook 5 16in a good investment?

It combines an Intel Core Ultra 5 processor, 16GB RAM, and a 512GB solid-state drive with a large 16-inch screen, providing rapid speeds, generous storage, and AI-accelerated productivity for years to come.

Apply for a TrustPay account — instant decision, no credit check